UK PAYE salary calculator
Estimates income tax, National Insurance, pension, and student loan for England/Wales/Northern Ireland or Scotland. Not payroll, tax, or legal advice — confirm figures with HMRC and your employer for the tax year.
Tabs rescale annual figures (employer NIC is for reference only and is not subtracted from net pay). Employer NIC is calculated on cash pay after salary sacrifice plus taxable benefits (employer cost of payrolled benefits / Class 1A-style uplift).
Tax Free Allowances includes your tax-code allowance (number × £10, so 981L → £9,810/year), optional blind allowance, the marriage allowance transfer (+£1,260) only if that applies to you, other tax-free deductions, and childcare voucher relief. Income above £100k can taper the allowance.
| Item | Amount |
|---|---|
| Gross Salary | £35000.00 |
| Taxable Benefits | £0.00 |
| Tax Free Allowances | £12570.00 |
| Total Taxable | £22430.00 |
| Income Tax | £4486.00 |
| National Insurance | £1794.40 |
| National Insurance (Employer) | £4500.00 |
| Pension | £0.00 |
| Student loan | £0.00 |
| Total Deductions | £6280.40 |
| Net Wage | £28719.60 |