Tools / Debt payoff

Multi-debt payoff planner

Choose a payoff order, set your fixed monthly budget (must cover all minimums), and compare your plan to paying only minimums. Interest is modelled as APR ÷ 12 on each opening balance — a planning estimate, not lender-precise.

Plan inputs

Payoff method

When can you start?

Total monthly payoff budget (£)

#	Account name	Current balance (£)	Minimum payment (£)	Interest rate (% APR)
1

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Check that all amounts are valid numbers.